Beyond Financial Independence

The Myth of Retirement at 65

April 22, 2012 · No Comments

Why is it that everyone talks about being financially independent when they retire, yet very few individuals actually have a plan for achieving that? And why is that time in everyone's life always centered around the age of 65.

When do you plan to retire? Age 65 like everybody else or will it be earlier? Can it be earlier? I believe it can.

Let's take a look at the myth of retirement at age 65. How can we achieve financial independence earlier and still be young enough to enjoy it?

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What Is Your Dream Vacation?

April 19, 2012 · No Comments

Well, what is your dream vacation? This might be an odd question to see on a financial blog, but the question is pertinent. If we can generate enough excitement about whatever dream we have we will be more focused and driven towards achieving that dream.

In this article I share my dream and why its important to me. Then we will talk about your dream and why that is important and why it should be important to you. Next we talk about how to achieve your dream and how you can live the life of financial independence.

Please feel free to comment and ask questions about anything. Jay and I are doing our best to help those seeking to become financially independent. We want to wake people up to the reality that they can have a dream for living financially independent and they can achieve it. It's all up to you. We will do our best to show you the way.

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Why Everyone Should Take a Year Off Work

April 19, 2012 · No Comments

Have you ever wondered what it would be like to take a year off of work? You would have the freedom to do whatever you wanted. No more going into work and participating in the rat-race like everyone else. Just imagine what it would be like to take some much needed time off and relax and take it easy.

What would you do with a full 12 months off? Where would you go? Who would you meet? Would you travel, learn to paint, learn a new language or fall in love?

Well, I did just that. Certain things in my professional life had allowed me to save up a certain amount of money and I was looking for a break. Let me share my experience with you and show you what I learned.

Is taking a year off, although nice, really the best thing to do when it concerns your financial independence? Take a look inside, you might be surprised at the results.

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How I Became Financially Independent by Not Tipping

April 16, 2012 · No Comments

I recently went to lunch and had a nice steak and sweet potato. It was so good. When the bill came I was shocked at how much the price was, since I hadn't been to this restaurant in a while. So of course I paid my bill, but I really didn't want to leave a tip. I looked to see how much of a tip I should leave and then realized all I had was a five dollar bill. So now here I am reluctant to even leave a tip, yet I cave and concede to give the waitress a tip only to find that if I do I will be out another five dollars. So after a few seconds of thought, I'm like, "What the heck, why not. The meal was good."

I couldn't stop thinking about that five dollar tip though and it got me thinking about how much money I could not only be saving but making if I invested that five dollars and all the tips from that point forward.

Can you really become financially independent from not tipping and investing the tips? Take a look and you may be surprised at how much you are wasting by tipping at meals.

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Welcome to Beyond Financial Independence

April 14, 2012 · 1 Comment

The likely reason you came to this site is you realized or someone close to you realized that you are simply not “getting ahead.' At some point most people in the United States come to realize that they are sick and tired of working everyday and seemingly have nothing to show for it. Most of these people are consumers in the purest since of the word. Consumer by the way is what credit reporting agencies call the people they have credit reports on. Which as you will find out, is exactly what they are, consumers consume their wealth.

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